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David Smith

Mortgage Loan Originator

Contact Information


  • NMLS ID #: 188852
  • Maryland (Lic. # 17859MD)
  • Pennsylvania (Lic. # 46840PA)
  • Virginia (Lic. # 1932VA)
  • West Virginia (Lic. # 30411WV)

A Little Bit About David

David was born and raised in the Eastern Panhandle of WV, where he has experienced firsthand the tremendous growth over the past 2 decades. With over 15 years of professional financial experience, David excels in finding the perfect mortgage loan for his clients. When asked what he enjoys most about his career, he quotes, Seeing a client’s smile at closing and knowing that my hard work helped them to buy their home is a great feeling!

Through his hard work, diligent follow through, and free flowing communication, David makes sure the clients buying experience is smooth, seamless, and easy.

I am proud to be a Mortgage Loan Originator with Integrity Home Mortgage, and I look forward to helping you with your home financing needs.

What my clients are saying about me…

“We started to look in the WV area for a new home two years ago, at which time were referred to your company and David Smith. Upon our first contact with David, he was very helpful even though our plans were to move far into the future. He painstakingly explained the process and what to expect. As we finally came closer to our plans, David was not only very engaged but patient, professional and above all made us feel like we were his only customer and concern. That goes a long way for his stellar customer service. He would answer his cell phone even when out of the country on vacation to answer my questions!As we approach our closing today, I wanted to thank David and his outstanding service. He was accurate and timely with everything. We received our final Closing documents several days ago, and because of his attention to detail there were no surprises on concerns on our part. I felt we were in great hands for the last two years.And last, David is the type of guy you want to become friends with (and I think we have). His calm demeanor and friendly attitude is very becoming. Please pass along our sincere appreciation for David Smith and your entire team to make this a very pleasant experience.”

David and Jane, Martinsburg, WV

“Thank you Dave so much. You have went above and beyond on this loan and walked me through this all the way. I can’t Thank you enough. We had one obstacle  after another but you never gave up on helping me, you explained  so much in detail to help me understand when I didn’t! You are by god  the best at what you do! More realtors should honestly keep your number on speed dial, you are the best!

Tammy. Martinsburg, WV

Martinsburg, WV Branch

261 Aikens Center
Suite 304
Martinsburg, WV 25404

Monday: 9:00AM—5:30PM
Tuesday: 9:00AM—5:30PM
Wednesday: 9:00AM—5:30PM
Thursday: 9:00AM—5:30PM
Friday: 9:00AM—5:30PM
Saturday: CLOSED
Sunday: CLOSED

Our Corporate Office

122 Pilot Circle • Winchester, VA 22602
(877) 450-0222