Fort Gregg-Adams Soldiers
NO LENDER FEES*
ON VA HOME LOANS
CJ Sweat
Mortgage Loan Originator
NMLS ID# 1200574
804.517.2801
cjsweat@ihmcloans.com
Contact us today!
If you are a veteran or active-duty service member interested in taking advantage of this offer, reach out to CJ Sweat with the Legacy Team at Integrity Home Mortgage Corporation for more information. Their team is ready to assist you with your home loan needs and guide you through the application process.
Integrity Home Mortgage Corporation (IHMC) is not affiliated with or acting on behalf of or at the direction of VA or the Federal government.
Integrity Home Mortgage Corporation is dedicated to supporting veterans and active-duty service members in achieving their dream of homeownership. As a part of this commitment, they proudly offer VA loans with NO LENDER FEES*. This initiative is designed to make the home buying process more accessible and affordable for those who have served the nation.
Understanding the Offer*
- No Lender Fees*: This means that the usual fees charged by lenders for processing and underwriting the loan are waived, providing significant savings to borrowers.
- 3rd Party Closing Fees: It is important to note that while lender fees are waived, third-party closing fees such as appraisal, title, and insurance are still applicable. These are fees charged by entities other than the lender and are standard in any home loan process.
- Discount Points: Discount points are not considered lender fees. They are optional fees paid upfront to reduce the interest rate on the loan. Veterans opting for discount points will need to cover these costs themselves.
VA loans offer several advantages to eligible veterans, service members, and their families, including:
NO DOWN PAYMENT
In most cases, VA loans do not require a down payment, making it easier for military families to purchase a home.
COMPETITIVE INTEREST RATES
VA loans often come with lower interest rates compared to conventional loans.
NO PRIVATE MORTGAGE INSURANCE (PMI)
Unlike many traditional mortgages, VA loans do not require PMI, reducing monthly payments.
FLEXIBLE CREDIT REQUIREMENTS
VA loans are more forgiving with credit scores, accommodating a wider range of borrowers.
Integrity Home Mortgage Corporation (IHMC) is not affiliated with or acting on behalf of or at the direction of VA or the Federal government.
CJ SWEAT
Mortgage Loan Originator
NMLS ID#1200574
LICENSING
Florida Lic# LO110533
Virginia Lic# MLO-22731VA
Midlothian Virginia
NMLS IDs#2644422 | #2644424
14321 Winter Breeze Dr. Office 309 & 350
Midlothian, VA 23113
Integrity Home Mortgage Corporation (IHMC) is not affiliated with or acting on behalf of or at the direction of VA or the Federal government.
For informational purposes only. All mortgage loan applicants are subject to underwriting and qualification guidelines. This is not a commitment to lend. Integrity Home Mortgage Corporation is licensed in AL, AR, CO, DE, DC, FL, GA, IA, LA, MD, MI, MN, MO, NM, NC, OH, OK, PA, SC, TN, VA , WV and licensed by the N.J. Department of Banking and Insurance”. N.J. Admin. Code § 3:2-1.4(b)(6) and Integrity Home Mortgage Corporation of Texas. NMLS ID #208516 (www.nmlsconsumeraccess.org).