Integrity,
it’s not just our name;
it’s how we do business.
Finding the home financing that suits your current and future financial needs.
Local Industry Experts
We’ve built our reputation as a trusted lender since 2005 serving our local communities.
Innovative Financing
We provide a variety of financing options and incoporate the latest technology to meet your needs.
Customer Service
Providing concierge service for first time homebuyers or seasoned homeowners, to find the financing that is right for you.
Basic Steps To Home Financing
Purchasing a home is one of the largest investments you will make in a lifetime. It is important to understand the basic steps to accomplishing the goal of homeownership.
Step One
Contact mortgage loan originator to submit a pre-qualification request to determine how much you can afford before house hunting. You will then meet with your real estate agent and begin the journey of finding a home that suits your needs.
Step Two
Once you find your home and have a signed ratified contract you will meet with your mortgage loan originator to submit a mortgage loan application. You will then proceed through the mortgage loan process.
This includes processing where the collecting of initial financial documentation will be gathered, and the appraisal will be ordered. Next underwriting will verify the information submitted in your file along with the property appraisal to make sure you meet program guidelines and requirements.
Step Three
If the loan has been approved, you will then go to settlement where you will sign final loan documentation and receive the keys to your new home!
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Find A Mortgage Loan Originator Near You
Integrity Home Mortgage Corporation you will find a creative team of professionals available to assist you in find the best home financing to suit your current life situation.
Talk Integrity
Below is a collection of articles and resources brought to you by our lending professionals to keep you informed.
Do you know the difference between a pre-qualification and a pre-approval?
The terms pre-qualification and pre-approval are often used in the context of obtaining a mortgage, but they refer to different stages of the home-buying process. Understanding the distinction between the two can help you better navigate your journey to purchasing a...
June Homebuyers Month Summer Maintenance
Summer is the perfect time to tackle home maintenance tasks, especially in honor of Homebuyers Month. As the days grow longer and the weather warms up, homeowners have a great opportunity to ensure their properties are in top shape. Keeping up with regular maintenance...
Protect Yourself, Protect Your Identity.
Protect Yourself. Protect Your Identity. WHAT HAPPENS AFTER YOUR MORTGAGE ORIGINATOR PULLS YOUR CREDIT REPORT? Your mortgage originator pulls your credit report from the credit bureaus to obtain your credit score and process your loan application. The credit bureaus...
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877.450.0222
122 Pilot Circle, Winchester, VA 22602
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