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Mortgage Market Update: Rates Dip to Lowest Level in Six Weeks
If you've been keeping an eye on mortgage rates, there's some encouraging news this week. After two strong days in the bond market, mortgage rates have improved and are currently sitting at their best levels in about six weeks. While rates continue to change daily,...
What’s Happening in the Mortgage Market This June?
What’s Happening in the Mortgage Market This June? Beyond the AMI Increases — What Homebuyers Should Know About the Fed, Rates & Housing Market Trends June is shaping up to be an important month for the mortgage industry. While much of the attention has been...
Mortgage Insurance Is Tax Deductible Again in 2026: What Homeowners Need to Know
Mortgage Insurance Tax Deduction Returns in 2026 Good news for homeowners and future homebuyers: mortgage insurance deduction 2026. Mortgage insurance — commonly known as PMI (Private Mortgage Insurance) for conventional loans — has historically been deductible in...
Why Mortgage Pre-Approval Matters Before the Spring Market
Why Getting Pre-Approved Before the Spring Housing Market Is Critical in 2026 Every year the spring housing market brings increased activity, more listings, and a surge of buyers looking to purchase a home before summer. If you are planning to buy this year, one of...
Big News from Fannie Mae – Credit Scores Are No Longer a Dealbreaker!
Fannie Mae has introduced new credit score guidelines that make it easier for individuals and families to qualify for a home. These updates offer a more inclusive way to evaluate credit, meaning many who were previously denied may now be eligible. The mortgage industry is still adjusting, but at INTEGRITY we’ve already seen positive results. If you were turned down in the past due to credit score, now is the perfect time to reach out—it’s a whole new ball game.
Fed’s September 2025 Rate Cut Means for First-Time Homebuyers
What the Fed’s September 2025 Rate Cut Means for First-Time Homebuyers Buying your first home can feel overwhelming—especially with all the headlines about interest rates, inflation, and the Federal Reserve. The good news? The Fed just cut rates in September 2025, and...
Purchase Price Guarantee powered by: Calque
Purchase Price Guarantee (PPG) for Your Current Home Purchasing a new home before selling your existing one can often be a daunting prospect. However, with Calque's Purchase Price Guarantee (PPG), you can navigate this process with ease. This guarantee acts as a...
VHDA FirstHome Dream Program
Virginia Housing’s FirstHome Dream Program If you're a first-time homebuyer in Virginia, the Virginia Housing's FirstHome Dream Program might be the opportunity you've been looking for. This innovative initiative is designed to make homeownership more accessible by...
New Year! How about a new Home!
New Year, New Home: Exploring First-Time Homebuyer Programs As the New Year approaches, many of us look forward to fresh starts and new opportunities. For some, this means embarking on the exciting journey of buying a home for the first time. Fortunately, there are...
Expected Mortgage Rate Trend 2025
As we look towards 2025, predicting mortgage rate trends involves analyzing various economic indicators, monetary policies, and market conditions. While it's impossible to forecast with absolute certainty, several factors can provide insights into potential trends....
BEWARE OF WIRE FRAUD!
WIRE FRAUD IS REAL PROTECT YOURSELF!Integrity Home Mortgage Corporation wants to notify you that we as the lender, we will not have any involvement or knowledge of where to send your wire transfers. That information is strictly between you and your title company...
Working with a Local Lender
Working with a local mortgage lender can offer a variety of advantages that may not be as readily available through larger national lenders. Here are some advantages to consider: Personalized Service Local mortgage lenders are often more focused on building...
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