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Did you know USDA loans offer 100% Financing? Two important Program Highlights to note with USDA Loans: The property must be in a Rural Development Eligible Area (ask your lender to verify). Income limits DO apply. Generally, you can't make more than 115% of the...

Before you start house hunting, let’s find out how much you can afford. Ready to shop for your dream home? STOP - let's meet first! Here's what to expect. Step 1: Evaluate your financial situation - When you meet with us we will compare your monthly income with your...

After a Bankruptcy, Judgments, or Collections you'll never be able to get a mortgage? This is a very common myth! There are time constraints on bankruptcies different programs have different number of years that must pass in order to qualify for a mortgage. If you...

Now may be the perfect time to own a home of YOUR own! Is your lease up? - Owning your own home gives you stability and security. Is your rent getting ready to increase? - Owning your own home provides payment consistency. Are you ready for a change? - Owning your own...

A mortgage option for borrowers with high net worth and significant assets. Asset Qualifier Home Loan A mortgage option for borrowers with high net worth and significant assets. There is no requirement to be currently employed or retired. This loan is solely based on...

Many potential first-time home buyers believe you need a large down payment or perfect credit score in order to buy a home and that is not always the case. There are loan programs available with little to NO down payment and lenient credit requirements for qualified...

Don’t get overwhelmed. Connect with an expert today. Did you know that you can get a home loan with little to NO money down? Everyone has their own unique situation, so it's best to talk your options over with a professional. Are you ready to get started? Let's...

Have you heard of our Investor Cash Flow Loan? Are you a frequent real estate investor? Or maybe you're thinking about owning your own investment property? Our Investor Cash Flow loan program might be right for you! This program helps property investors qualify for a...

Whether you’re a first-time buyer who needs a little extra help or an empty nester settling into a new chapter of life, local lenders are a wise choice. But, why you ask? We can think of a few reasons. Realtor Relationships · Local lenders (like us)! invest a lot of...

Is your credit the only thing stopping you from homeownership? You may be closer than you think to owning a home of your very own. Understanding your credit is a crucial step in purchasing a home. Your score is obtained by analyzing your history using key contributors...

Our goal is to make your transaction as smooth as possible for you and to make sure you close in a timely fashion. Do you know what documents you need to gather at the time of application? Come prepared with the basics! Photo ID – must be government issued (typically...

Self-employed? Having trouble finding a loan option to best fit your needs? You might need a bank statement loan! Bank Statement Loans are a great option for eligible self-employed homebuyers to purchase or refinance a home. This product allows personal or business...