Talk Integrity
Articles and resources brought to you by our lending professionals.
BEWARE OF WIRE FRAUD!
WIRE FRAUD IS REAL PROTECT YOURSELF!Integrity Home Mortgage Corporation wants to notify you that we as the lender, we will not have any involvement or knowledge of where to send your wire transfers. That information is strictly between you and your title company...
Working with a Local Lender
Working with a local mortgage lender can offer a variety of advantages that may not be as readily available through larger national lenders. Here are some advantages to consider: Personalized Service Local mortgage lenders are often more focused on building...
Need Cash? Access your home equity with a Cash-Out Refinance!
Are you looking for a way to tap into the value of your home and access extra funds? A cash-out refinance might be the solution you need. This mortgage refinancing option allows you to convert your home’s equity into cash. Essentially, you take out a new mortgage that...
Do you know the difference between a pre-qualification and a pre-approval?
The terms pre-qualification and pre-approval are often used in the context of obtaining a mortgage, but they refer to different stages of the home-buying process. Understanding the distinction between the two can help you better navigate your journey to purchasing a...
June Homebuyers Month Summer Maintenance
Summer is the perfect time to tackle home maintenance tasks, especially in honor of Homebuyers Month. As the days grow longer and the weather warms up, homeowners have a great opportunity to ensure their properties are in top shape. Keeping up with regular maintenance...
Protect Yourself, Protect Your Identity.
Protect Yourself. Protect Your Identity. WHAT HAPPENS AFTER YOUR MORTGAGE ORIGINATOR PULLS YOUR CREDIT REPORT? Your mortgage originator pulls your credit report from the credit bureaus to obtain your credit score and process your loan application. The credit bureaus...
Looking to buy a house, but don’t have enough down payment?
Did you know USDA loans offer 100% Financing? Two important Program Highlights to note with USDA Loans: The property must be in a Rural Development Eligible Area (ask your lender to verify). Income limits DO apply. Generally, you can't make more than 115% of the...
Know before you shop! Let’s find out how much you can afford.
Before you start house hunting, let’s find out how much you can afford. Ready to shop for your dream home? STOP - let's meet first! Here's what to expect. Step 1: Evaluate your financial situation - When you meet with us we will compare your monthly income with your...
COMMON MORTGAGE MYTHS Bankruptcies and Judgements
After a Bankruptcy, Judgments, or Collections you'll never be able to get a mortgage? This is a very common myth! There are time constraints on bankruptcies different programs have different number of years that must pass in order to qualify for a mortgage. If you...
Owning a home has its own rewards. Ready to get your key?
Now may be the perfect time to own a home of YOUR own! Is your lease up? - Owning your own home gives you stability and security. Is your rent getting ready to increase? - Owning your own home provides payment consistency. Are you ready for a change? - Owning your own...
ASSET QUALIFIER HOME LOAN
A mortgage option for borrowers with high net worth and significant assets. Asset Qualifier Home Loan A mortgage option for borrowers with high net worth and significant assets. There is no requirement to be currently employed or retired. This loan is solely based on...
Why wait when you may be able to qualify for a new home today?
Many potential first-time home buyers believe you need a large down payment or perfect credit score in order to buy a home and that is not always the case. There are loan programs available with little to NO down payment and lenient credit requirements for qualified...
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