it’s not just our name;
it’s how we do business.
Finding the home financing that suits your current and future financial needs.
Local Industry Experts
We’ve built our reputation as a trusted lender since 2005 serving our local communities.
We provide a variety of financing options and incoporate the latest technology to meet your needs.
Providing concierge service for first time homebuyers or seasoned homeowners, to find the financing that is right for you.
Basic Steps To Home Financing
Purchasing a home is one of the largest investments you will make in a lifetime. It is important to understand the basic steps to accomplishing the goal of homeownership.
Contact mortgage loan originator to submit a pre-qualification request to determine how much you can afford before house hunting. You will then meet with your real estate agent and begin the journey of finding a home that suits your needs.
Once you find your home and have a signed ratified contract you will meet with your mortgage loan originator to submit a mortgage loan application. You will then proceed through the mortgage loan process.
This includes processing where the collecting of initial financial documentation will be gathered, and the appraisal will be ordered. Next underwriting will verify the information submitted in your file along with the property appraisal to make sure you meet program guidelines and requirements.
If the loan has been approved, you will then go to settlement where you will sign final loan documentation and receive the keys to your new home!
Find A Mortgage Loan Originator Near You
Integrity Home Mortgage Corporation you will find a creative team of professionals available to assist you in find the best home financing to suit your current life situation.
Below is a collection of articles and resources brought to you by our lending professionals to keep you informed.
Looking to buy a house, but don’t have enough down payment?
Did you know USDA loans offer 100% Financing? Two important Program Highlights to note with USDA Loans: The property must be in a Rural Development Eligible Area (ask your lender to verify). Income limits DO apply. Generally, you can't make more than 115% of the...
Know before you shop! Let’s find out how much you can afford.
Before you start house hunting, let’s find out how much you can afford. Ready to shop for your dream home? STOP - let's meet first! Here's what to expect. Step 1: Evaluate your financial situation - When you meet with us we will compare your monthly income with your...
COMMON MORTGAGE MYTHS Bankruptcies and Judgements
After a Bankruptcy, Judgments, or Collections you'll never be able to get a mortgage? This is a very common myth! There are time constraints on bankruptcies different programs have different number of years that must pass in order to qualify for a mortgage. If you...
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