Talk Integrity

New Year, New Home: Exploring First-Time Homebuyer Programs As the New Year approaches, many of us look forward to fresh starts and new opportunities. For some, this means embarking on the exciting journey of buying a home for the first time. Fortunately, there are...

As we look towards 2025, predicting mortgage rate trends involves analyzing various economic indicators, monetary policies, and market conditions. While it's impossible to forecast with absolute certainty, several factors can provide insights into potential trends....

WIRE FRAUD IS REAL PROTECT YOURSELF!Integrity Home Mortgage Corporation wants to notify you that we as the lender, we will not have any involvement or knowledge of where to send your wire transfers.  That information is strictly between you and your title company...

Working with a local mortgage lender can offer a variety of advantages that may not be as readily available through larger national lenders. Here are some advantages to consider: Personalized Service Local mortgage lenders are often more focused on building...

Are you looking for a way to tap into the value of your home and access extra funds? A cash-out refinance might be the solution you need. This mortgage refinancing option allows you to convert your home’s equity into cash. Essentially, you take out a new mortgage that...

The terms pre-qualification and pre-approval are often used in the context of obtaining a mortgage, but they refer to different stages of the home-buying process. Understanding the distinction between the two can help you better navigate your journey to purchasing a...

Summer is the perfect time to tackle home maintenance tasks, especially in honor of Homebuyers Month. As the days grow longer and the weather warms up, homeowners have a great opportunity to ensure their properties are in top shape. Keeping up with regular maintenance...

Protect Yourself. Protect Your Identity. WHAT HAPPENS AFTER YOUR MORTGAGE ORIGINATOR PULLS YOUR CREDIT REPORT? Your mortgage originator pulls your credit report from the credit bureaus to obtain your credit score and process your loan application. The credit bureaus...

Did you know USDA loans offer 100% Financing? Two important Program Highlights to note with USDA Loans: The property must be in a Rural Development Eligible Area (ask your lender to verify). Income limits DO apply. Generally, you can't make more than 115% of the...

Before you start house hunting, let’s find out how much you can afford. Ready to shop for your dream home? STOP - let's meet first! Here's what to expect. Step 1: Evaluate your financial situation - When you meet with us we will compare your monthly income with your...

After a Bankruptcy, Judgments, or Collections you'll never be able to get a mortgage? This is a very common myth! There are time constraints on bankruptcies different programs have different number of years that must pass in order to qualify for a mortgage. If you...

Now may be the perfect time to own a home of YOUR own! Is your lease up? - Owning your own home gives you stability and security. Is your rent getting ready to increase? - Owning your own home provides payment consistency. Are you ready for a change? - Owning your own...