Non-QM Loan Programs

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Bank Statement

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The Bank Statement mortgage program is the perfect option for self-employed borrowers who need an alternative method to show the true cash flow of their business. No tax returns required for credit worthy self-employed homebuyers.

Investor Cash Flow

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The Investor Cash Flow mortgage program allows your clients to qualify based on rental analysis to determine property cash flow. NO Tax Returns and NO Employment Information required to qualify.

Portfolio Select

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Credit worthy borrowers who have recovered from credit events no longer have to wait seven years to purchase or refinance! Our full doc Portfolio Select mortgage loan allows just one year seasoning for foreclosure, short sale, deed-in-lieu and just two years seasoning for bankruptcy.

Platinum Jumbo

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Platinum Jumbo mortgage program is a competitively priced product for borrowers who just miss qualifying under Prime Jumbo guidelines.

Foreign National

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This mortgage product is for foreign nationals wanting to purchase or refinance a home in the United States – non-owner occupied residences only. This is a DSCR program with a 1:1 ratio on cash flow. This means that this loan is incredibly easy to do – no income or U.S. credit required to qualify.

Asset Qualifier

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Asset Qualifier loan product is for borrower’s to qualify using their liquid assets. We do not require employment, income or DTI to justify ability-to-repay. We qualify based on required assets that meet seasoning requirements.

Integrity Home Mortgage Corporation


122 Pilot Circle, Winchester, VA 22602

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