Integrity Home Mortgage Corporation is not affiliated with or acting on behalf of or at the direction of FHA, USDA/RD, VHDA, VA, FL Housing, MMP, NCHFA, PAHFA, SC Housing TSAHC, WVHFD or the Federal government.  All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend. Not all applicants will qualify for all loan products offered.  All loan programs, terms and interest rates are subject to change without notice.  All fees are subject to state and federal high-cost thresholds. IHMC is licensed in AL, AR, CO, DE, DC, FL, IA, LA, MD, MI, MN, MO, NM, NC, OH, OK, PA, SC, TN, VA , WV and licensed by the N.J. Department of Banking and Insurance”.  N.J. Admin. Code § 3:2-1.4(b)(6) and Integrity Home Mortgage Corporation of Texas.  NMLS ID #208516 (www.nmlsconsumeraccess.org).