Integrity,
it’s not just our name;
it’s how we do business.

Finding the home financing that suits your current and future financial needs.

About Us
Find a Mortgage Loan Originator

Local Industry Experts

We’ve built our reputation as a trusted lender since 2005 serving our local communities.

Innovative Financing

We provide a variety of financing options and incoporate the latest technology to meet your needs.

Customer Service

Providing concierge service for first time homebuyers or seasoned homeowners, to find the financing that is right for you.

Basic Steps To Home Financing

Purchasing a home is one of the largest investments you will make in a lifetime. It is important to understand the basic steps to accomplishing the goal of homeownership.

Step One

Contact mortgage loan originator to submit a pre-qualification request to determine how much you can afford before house hunting. You will then meet with your real estate agent and begin the journey of finding a home that suits your needs.

Find a Mortgage Loan Originator

Step Two

Once you find your home and have a signed ratified contract you will meet with your mortgage loan originator to submit a mortgage loan application. You will then proceed through the mortgage loan process.

This includes processing where the collecting of initial financial documentation will be gathered, and the appraisal will be ordered. Next underwriting will verify the information submitted in your file along with the property appraisal to make sure you meet program guidelines and requirements.

Explore Programs

Step Three

If the loan has been approved, you will then go to settlement where you will sign final loan documentation and receive the keys to your new home!

Resources

Calculators

Payment Amortization
Rent vs Own
Annual Percentage Rate
Debt Consolidation
Prepayment Savings
Early Payoff
Refinance Break Even
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{I like to be kept updated on things. I asked if they could do that. They did very well keeping me posted on the process. To me, thats all that counted. Thanks again all for your help. The house is great. James K.
{Marlin and his team did a fantastic job helping us purchase our home. They made sure we were well informed every step of the way and their online portal made managing the loan process very easy! Jones Family
{Sherrie gave us all the information we needed to know (including answering all of our novice first-time-homebuyer questions) and was always one step ahead at keeping the mortgage process moving smoothly. I really appreciate everyone’s generosity with their time and attention to detail. Adam C.
{Tammy was very thorough and always very informative, patient, and helpful explaining the process as it progressed. I’m a first-time homeowner and was unfamiliar with the process; I’m very grateful to have worked with Tammy and benefited from her expertise and transparency. Tammy’s professionalism and passion for her work made this intimidating process a really […]
{Chris was very clear and direct with all info we requested. His follow up was outstanding and he was able to get us where we needed to be. Great overall job. Jon R.
{We were so happy with our choice of Melissa to help us with our home purchase. She was professional, knowledgeable and friendly. Best experience ever. Janet R.
{Extremely capable and supportive, the team helped me through the whole process with ease and a personal touch. I can’t thank them enough! Julie M.
{Danny and the rest of the team were always available to answer our 100000 questions. I feel like we got exceptional service from folks who cared. I also really appreciated that the folks at the title company spoke so highly of Integrity. Kira C.
{Chris E. & Robin N. did an amazing job in helping me through the home purchase process. They both demonstrated a strong knowledge of rates, forward-thinking application process and immense patience. We closed on our beautiful home on 7/19/22 and we would not be homeowners without them. Please call them if you are looking to […]
{We highly recommend Integrity Home Mortgage Corporation. We have used them twice in the last year for the purchase of different homes. Mr Ferlisi, Ms. Ferlisi, and Ms. Davis provided us with exceptional customer service. Everyone at Integrity was very professional, knowledgeable, polite, highly responsive, and patient. We are grateful for their assistance and would […]
{I was referred to Scott about four years ago. During that time he helped on my credit and advise me on how to get it better so that I would qualify to buy a home. Every few months someone from his team or he would give me a call and check up on my progress. […]
{I enjoyed working with everyone. They were there for us in every step of the process. The loan officer explained what we could do to improve our chances of receiving a decent loan and didn’t make us feel like it was impossible. If we had any question someone was always available to answer those questions. […]
{It was a pleasure working with Adam and his team during our recent home purchase. They were quick to reply to our inquiries and gave us the kind of customer service you would never find with a big mortgage company. We are very happy that we chose Integrity as they got us the best rate […]
{Mike and Bridget were wonderful throughout the entire home buying experience. Great communication, very personable and walked me through everything along the way! David H.
{Our settlement happened even though we were out of town on the day that it needed to happen! You guys worked hard to get the papers FedEx’d. You were also easy to communicate with when questions arose. Thank you! Linda B.
{Having been more than three decades since we purchased a home the process has intensified exponentially. Mia walked us through each step patiently and was such a joy to work with. Mary D.
{I worked with Quintez McDonald-Gibson on my home refinance with the VA and it could not have gone smoother. Quintez and his staff kept me up to date through every phase of the process. I’ve purchased many homes during my lifetime and worked with many lenders but I will never work with anyone but Quintez […]
{Bill was wonderful as usual! I think this was the 7th time I have gone to Bill with a home purchase & my son has also gone thru Bill for his first time as a home buyer. Donna F.
{Byron Team has helped me with two home loans and a refinance. One of the best lenders I have dealt with. They answered all my questions during and after normal business hours (even on weekends). Byron will treat you like family and put any worries you have at ease. I recommend them to everyone I […]
{Ron was wonderful to work with! He stayed in touch and was very accessible to us during the process! We appreciate all of the work Ron put in to help us buy our first home and we will definitely recommend him to friends and family in the future! Sarah K.
{Absolutely the best service in all categories. I can’t say enough good things about my experience. I will definitely recommend Dylan to all friends and family! Nina A.
{This team is phenomenal! Dave answered ALL of my questions, no matter how silly and ran several scenarios so I can make the best informed decision in the process. He was very patient with me and exceptionally timely in his responses! The customer service was the deciding factor for me when choosing a lender. Ambermarie […]
{Faye was so helpful every step of the way. She answered her phone or texts no matter what the question or what time of day. As a first time home buyer I was so grateful for her help! Emily R.
{Jason and Caragh were very clear with instructions since day one. I always felt their sincere interest to help me and they answer my calls all the time and were very supportive. Luis Z.
{I was impressed by the attentiveness of the staff and their responsiveness to my questions. Whenever I had a question, I had a response within minutes, even on weekends. Robert S.
{Stephanie and her team are great! Whenever we had questions, she would answer them. No matter if it was a weekday or weekend, we always felt like we could ask her a question. She was very personable, and we enjoyed having her through the home buying process! Chandler T.
{I can’t recommend Kim Violette enough! Over the past several years she has helped us through buying our first home, refinancing our home and buying land. She’s professional, knowledgeable and responsive, but even more than that she’s kind and puts her clients needs first. She patiently walked us through every step and answered all of […]
{I have always been impressed by Integrity, and working with Kate Walker on my re-fi was the best experience I’ve had so far. Everything went like clockwork. Kate listened carefully to my goals and found the right package for me. June H.
{I gave my loan officer about half of the time he would have normally to complete this process. He successfully did so with grace and respect towards my husband and I. Victoria S.
{I couldn’t have asked for a better team! Julie and Carlos made this process go a lot smoother than what I had imagined. Their expertise and knowledge made me feel very confident with my purchase. You guys rocked it! Vanesa M.
{We were able to purchase our new home despite not being the highest offer, and the seller specifically said they chose us because they preferred our lender. Amazing!! William is a life saver! – John M.
{We were in a tricky situation and William went beyond to help us in every step! We’ve never experienced such a wonderful relationship with a lender and we are so thankful to have found William and his team! We’re so happy in our new home and great deal of that is due to William and […]
{I have used William for my home purchase and TWO refinances in the past 3 years. He could not be any easier to work with. He is kind, knowledgeable, and most importantly – trustworthy! If William says it, I believe it. He and his entire team made the process so easy and I could not […]
{Daniel was absolutely great. He answered all of our questions and was so patient with us. He never made us feel like we were asking dumb questions. We felt so taken care of. Abel D.
{I came into this process with zero knowledge, and this team, especially Danny, walked me through each step without any pressure. I felt no anxiety or worry although it’s a major decision and change in my life to become a home owner. I would highly recommend Danny for anyone who is looking to do the […]
{Chris Carson was fantastic to worth with through the mortgage process. His positive can-do attitude makes the process actually enjoyable. Stephen E.
{We had a time constraint due to delays from another company and Chris got the job accomplished in record time and to our complete satisfaction. James A.
{Faye was so helpful every step of the way. She answered her phone or texts no matter what the question or time of day. As a first home-buyer, I was so grateful for her help. -Emily R.
{Very quick and helpful. They were great about responding and answering all of our questions. -Erin B.
{Faye and her team are amazing. They communicate clearly and in a professional manner. The process of purchasing or refinancing a home can be confusing and scary adventure. Faye and her team simplify the process and keep you updated so you are never left wondering what step of the process you are in. -John M.
{We began working with Kim after we ran into issues using our Credit Union as a lender. She and her team are were very helpful and walked us through every single step. She answered all questions if not same day, then by the next morning. She and her team made sure that we were on […]
{After calling Kim in a panic, she calmed our nerves and got us in to our home. She returned my call after hours to address my concerns with another lender. She was so knowledgeable and truly cared about getting us into our new home on short notice! Quick and efficient! Her and her team were […]
{Quintez and his team did a great job on our loan. We were very pleased with their service and professionalism. We would definitely use them again in the future and highly recommend them. Mike H.
{I had the chance to work with Quintez and his team at Integrity Home when purchasing my first house. Quintez really took the time to explain the process and helped me understand. I will definitely reach out to them if/when it’s time to look for another home. Thanks team Quintez Andrew H.
{Buying a home is a daunting process and working with Dave and Brenda helped eliminate any stresses that one may run into. What I appreciated the most is when we did run into unexpected hurdles, they were immediately addressed with solutions in hand. Working with this team, I knew we had someone in our corner […]
{Thank you to Dave Partridge and Brenda Gose for taking care of us during our home buying process. They were extremely helpful and knowledgeable. Great communication. We highly recommend this team! ~Amira K
{Dave and Brenda provided outstanding professional service in leading me through the mortgage loan process. They were great partners in helping me to navigate the complex process of securing a mortgage loan on a new home from start to finish. They made the process easy and simple for me as a consumer. Thank you! ~Patricia […]
{If you are looking for best mortgage team in MD then look no further because Jeff & Joy are the best! They spent 8 months working hard during this crazy market to get us into the perfect home. Their team explains the process very thoroughly, and was available always to answer any questions we had, […]
{I was referred to Jeff through my sister who is a real estate agent in Frederick. We moved to Martinsburg, WV and the entire process with Jeff and his assistant, Joy, was a pleasure. They were both very helpful and quick to answer any questions I had. I also appreciated the informational videos they sent […]
{Jeff and his assistant, Joy were so helpful in getting our home refinanced! They gave us a GREAT rate and made the process super easy. They were also really responsive and quick to answer any questions I had. I would highly recommend them! Anna L. (Google)
{Mia was always firing on all cylinders, she took care of any issues that arose during the process and answered every question we had. I highly recommend Integrity Home Mortgage Corporation to anyone that is looking to process their home loan needs! The staff was always professional, friendly, and took the time out to explain […]
{Everything was taken care of with very little input from us needed. And with where we were coming from, that was awesome. We had a lot to do to get to where we were going and Mia took care of everything on this end. She even attended closing with me and made me feel very […]
{Mia was extremely kind and patient every step of the way. She thoroughly explained everything and kept us calm through it all. Sharon M.
{We were first time homebuyers and had no idea where to start. Our wonderful realtor put us in touch with Kim. Kim pre-qualifed my husband and I within fifteen minutes and we started searching for homes that very day.When we finally found our home and our offer was accepted, Kim made the process absolutely flawless […]
{I’ve worked with Kim twice now with the first time being a refinance. Then just recently, selling my home with a contingent sale and buying a new home out of this area. I couldn’t be more pleased with her services. Both experiences were wonderful. Kim is professional, knowledgeable and a pleasure to work with. In […]
{All members of Ross Lehman’s team did an outstanding job of communicating what they needed and in problem solving for an issue I had with my former mortgage company, while trying to secure the mortgage for my new home. Great job guys! Alphonse m
{I was very satisfied with the service tge you provide to me. Thank you so much for everything you guys did for me. Brian T.
{Bill was wonderful, even when things got a little tough. Always positive and available. By Lorraine P
{Is always a pleasure working with Bill McHugh he is honest and always makes you feel comfortable asking questions! By Jonal D
{As a first-time home buyer with little financial knowledge, I very much appreciated Bill’s patience and explanations of financial jargon! He is knowledgeable and someone we could trust during the homebuying process. He and Aime were quick to respond whenever we had questions.” By Jessica M
{Dave was amazing, and the experience with IHMC was the best. As first time home buyers, this was all very new to us and we were not educated on the process when we reached out to Dave. He took the time to walk us through every detail of the process and explain why things work […]
{I cannot recommend Dave highly enough. Throughout the process, he was communicative, compassionate, and thorough. I always felt like I was in the most capable hands and that he sincerely cared about the outcome for me. Dave is knowledgeable and forthcoming with information—I trust him without question. I would never consider working with anyone else. […]
{David did an excellent job for me. He is at the top of his game and one of the best in the industry. I have been a realtor for many years and he has helped complete smooth transactions for clients, family, and friends. When I decided to refinance there was no doubt who I was […]
{We have had the pleasure of working with the Reed team three times. Our home, additional property and refinance. They’re absolutely amazing. If you think your credit isn’t were it needs to be, the team helps you get to the number needed to buy your dream home. Someone from the team stays with you through […]
{Byron and Emily are wonderful to work with. They have helped us get our credit to where it needed to be and helped guide us along the way as we purchased our first home . You can’t go wrong with this team ! We look forward to working with them more in the future! -Renee […]
{Byron is the Super smart uncle you wish you had to help navigate annoying processes . He and his team are like a family , and treat you like family . They might come crack a cold one to celebrate with ya once you close. -Scott Boyd
{These guys are complete professionals and they know their business. After our former mortgage company dropped our contract one day before closing, Marlin and his crew stepped up BIG time and saved our contract and now thanks to these guys we own our new home! We HIGHLY recommend Team Marlin and his crew of dedicated […]
{Oh my goodness. I wouldn’t know where to begin. It is almost like you would have had to have been there. Tamara was phenomenal. She was always on top of everything. I don’t think I could have bought a home without her in all seriousness. She was a lot of fun too. If I had […]
{How was my experience with Tammy? Amazing!! She was knowledgeable and thorough. Tammy is the best loan officer I have ever worked with. Lana B.
{Sherrie is one of the most hardworking people I have had the pleasure of working with. She went above and beyond to ensure our loan closed on time. All document request were made known within a few days of the submission of our application. I have worked with her on several loans/refinancing and she is […]
{Sherrie and Kate were amazing. They both responded immediately to our questions and provided amazing follow-up. I would highly recommend them and if I purchased another home would use them again. Richard A
{I’m very pleased that you understood everything I was going through. You knew that I was scared and you cared a lot about my feelings. Judith M
{Melissa Conner was absolutely fantastic! We came in nervous and stressed about buying a house. She made the experience very easy. Also she made sure we understood everything that was going on and helped us step by step in our first time home buying process. We can’t thank her enough for everything she has done […]
{Dave was wonderful to work with. He answered all of my questions and was so very patient with me. Thank you for all your help, Dave! Megan L.
{This whole office is amazing to work with. Our builder made things very difficult on us and Dave and Brenda went out of their way to make sure everything was taken care of. I’m addition to that, Dave MIGHT be the nicest person in Culpeper and he went above and beyond what was expected to […]
{Dave was an excellent loan officer with a prompt response time and was extremely knowledgeable. Dave was able to guide me through the home buying process and lock in an excellent deal. I would recommend Integrity Home to anyone looking to purchase a home. Charles R.
{Dave was a huge help with the whole house buying process. He helped us every step of the way! Dave was prompt with responding to any questions we had. He broke down every piece of the loan and showed us exactly what the projected money amount would look like. We were well educated by Dave […]
{It couldn’t have been easier! Dave Spenser answered all of my questions, got me just about the best rate I could expect, and Brenda Gose provided detailed guidance on all documentation required to complete the process. I was extremely pleased! James C.
{This was the second time we have used Dave Spencer and his Integrity Mortgage team. First for a re-fi, and most recently for the purchase of adjoining lot. Two separate types of mortgage and quite a bit to work through, and these folks did an outstanding job making sure we fully understood each process and […]
{“Thanks so much Bill. It was a pleasure working with you. You are so knowledgeable and helpful and we appreciated your guidance and expertise throughout the entire mortgage process. We will definitely send family and friends your way for mortgage financing!” Ken R.
{“Always available to assist us and quick to respond to our questions. Bill and his Team were patient with us, friendly, and worked hard to get our loan approved”. Linda P.
{“With the ever changing situations in my move and rates, Bill and team always exceeded my expectations!” Les H.
{“Thank you so much Bill for everything. I have already referred you to 3 people I know. You were wonderful to work with and answered all my questions with ease. Loved your knowledge and experience.” Michelle S.
{“Thank you so much Bill! It’s always been great working with you and we refer you to everyone, anytime we can!” Derek N.
{Dave Partridge and Brenda Gose are two of the finest professionals I know. Picking a mortgage company is daunting but thanks to a referral from a trusted friend we knew we’d be in safe hands. From the first time we spoke with Dave we felt we had made the right choice. Dave and Brenda secured […]
{From the first phone call I felt like an extremely valued customer. Both David and Brenda were responsive to each and every inquiry I had, in a very timely manner. Phone calls and emails sometimes had to trickle into the evening hours, and they were both always “on call” for whatever was needed. Not only […]
{I googled the information of Integrity Home Mortgage and came across Dave Partridge’s contact information. He is awesome!!!!!!!!!!!! He’s so responsive, kept me informed on every moment throughout this process, and Brenda Gose was also just as effective. I would work with Dave a million times over and recommend him to everyone, he went well […]
{Dave and the entire team were professional, capable, prompt and courteous throughout the entire process. Hard to imagine how it could have been easier. ~William F.
{Wonderful first-time home buying experience. Dave and his colleagues were professional, thorough, and timely. Dave explained each step-in detail letting us move forward confidently. We highly recommend him. ~Kindra B
{David and team provided us local support when my family and I were relocating from the Atlanta, GA area to Richmond, VA. He worked diligently with us to ensure that he understood our needs and proposed a customized solution to our unique set of circumstances. In many instances, displaying a lot of creativity. He was […]
{David was a wonderful resource and help to me as I navigated buying my first home. He was always available to answer any questions I had about the process while simultaneously putting my mind at ease. I really enjoyed working with him and will definitely recommend his services to others ~Caitlin G
{Everyone knows buying a home can be an extremely stressful event, which is why the team you surround yourself with can really make a difference in the experience. We were so fortunate to have found David Partridge with Integrity Home Mortgage Corporation. He took the time to explain things clearly and walk us through each […]
{The first thought that comes to mind is TEAMWORK!! Even with good teamwork you still have to have the best players to win the tough ones and we certainly did here…..we can’t thank you enough for not the only expertise at your craft, but the relentless effort to get it across the finish line! Many […]
{Oh my word… Dave you and Brenda are angels dropped smack dab out of heaven! I thank you both so very much for sticking with me through A LOT of attempts to get to this day! I can’t sing your praises loud enough and will for sure continue to do so to everyone I meet […]
{Thanks so much to David and his team for being there for me during the construction of my home. I appreciate the personal attention, advice, and hand holding throughout the entire process. David assured me at the beginning that he and his team would take care of me and look out for my best interest…one […]
{Dave, I just wanted to reiterate how thankful I am that you facilitated the loan process for my family and I. We are so pleased with the home, your recommendation on an agent, and your incredible care and service throughout the entire process. ~Stephen B.
{I have been in the real estate appraisal business for almost 30 years and have done business with many different mortgage brokers and lenders. When it came time recently for my wife and I to apply for a home loan, we chose Dave and Integrity Home Mortgage Corp.. We could not be more pleased with […]
{David, Thank-you to you and your team for all your help with my recent refi. You made it seamless. You and Brenda made it easy to submit all of the required documents and anytime I had a question, you all were there with a quick answer. I won’t hesitate to recommend you to my family […]
{It was a pleasure working with Dave and Brenda on my recent refi. While the process can be tedious, Dave and Brenda made it enjoyable and fun, with lots of laughter along the way! The service was great, with quick responses, thorough communication, and lots of great options that helped me find the best solution […]
{David, We wanted to say thank you again for taking such great care of us, both with our original home purchase and our recent refinance. When we purchased our home several years ago, you promised you would keep an eye on our mortgage and rates and let us know when it would be opportune to […]
{Dear Dave, Linda and I want to thank you for your professional services you afforded us in the refinance of our homes. We appreciate the kind and competent way you helped us in accomplishing both refinances. The COVID 19 pandemic and Linda’s illness made this an extremely stressful time for us. Without your careful and […]
{David and his team are absolutely amazing. They work 24/7 to make sure you are getting the absolute best numbers available. Their level of communication coupled with years of professional experience make every transaction easy and enjoyable! ~Chris H.
{Dave is not only the best mortgage broker in town, but he is the best at customer service broker in town. He makes every attempt to anticipate your needs and exceed them in areas you would not even think of as it relates to a mortgage. I have purchased six homes in my life and […]
{Prior to working with David, I had very little understanding of the mortgage world or the loan process. Without ever coming close to patronizing, David not only made the process possible, but he offered peace of mind by helping me understand what I was signing up for. Two things are readily evident the moment you […]
{Not only did Dave do superb work for me, making a non-conventional situation work in the best possible way, but he has been reported to be just as highly attentive and competent for the folks I have referred to him. I wouldn’t go anywhere else for a mortgage! ~Kari S
{David was incredibly professional and attentive during my home buying process. He took great care in making certain I secured the best loan possible for my situation. David consistently made himself available for questions and ensured the loan process ran seamlessly. I would absolutely recommend friends and family to work with David. ~Lauren H.
{Dave, thank you for attending the closing yesterday for my son Curtis. I especially wanted to be there so I could personally thank you for all you did for Curtis but I had a previous commitment. You were just great Dave. You were with Curtis through the entire process. With no agents involved, I realize […]
{David, thank you so much for all of your hard work and making this possible for us. You never gave up and made each situation a good situation. I will continue to speak so highly of you and send more clients your way! On to our new adventure ~Charley & Jordan
{David recently handled a mortgage transaction for me. I’ve bought and sold several homes, so the process was not new to me. David provided excellent service. He provided all the information and options I needed to make good decisions. He was always considerate of my time and was very organized in the information required of […]
{I could not have asked for a better person than Dave to steward us through the entire process. Adjectives that come to mind are “professional”, “meticulous”, “experienced”, “attentive”, and “gracious”. I have already recommended Dave to my son who is considering the purchase of his first home. ~William M – Richmond, VA
{I would whole-heartedly recommend David Partridge. He did my personal refinance in June and it was great. He is truly a FTHB’s dream! I would refer ANYONE to Dave, no matter who. His attention to detail and level of knowledge is CRAZY! ~Alex R – Richmond, VA
{I absolutely appreciate the knowledge and explanations about processes, procedure, terms, and the industry that were willingly offered. Dave took the time to explain everything in detail. Most things he explained before I even asked the question. The mortgage insights that I gained definitely put me more at ease during the process and assured me […]
{The overall experience was exceptional. William V.
{Great service wonderful to work with. Rosemary S.
{I am very satisfied with my experience working with Bill and team. Charles M.
{We have been told for years that we were “close” but still not able to buy a home. We just weren’t hitting the mark, but no one could provide us much direction. Last year we reached out to Scott Fournier by friends who raved about him, and now we know why! We are now sitting […]
{Great experience with refinancing my house. Ross was amazing and walked me through the entire process. I would highly recommend Integrity Mortgage and Ross for any one that needs to buy a house or refinance! Katy H.
{From start to finish Bill and the team were very professional and responsive. Overall a very positive experience. Peter A.
{Bill was a pleasant and responsive professional throughout our buying experience. Jerry G.
{My wife and I had a really pleasant experience working with Marlin and his support team to obtain a mortgage at the most favorable interest rate for our new home. Marlin explained things clearly, carefully talked us through the process, and was supported by a team staff who kept us informed and on track throughout […]
{The team was fantastic about every aspect of my loan from start to finish and everything in the middle. Marlin and team a big thank you. Thomas M.
{Dave and Brenda went above and beyond to help us. Both were very punctual, professional and when needed personal. Overall I am beyond satisfied with my experience. Marwan R
{It is very evident that Bill loves what he does. He spent maximum time answering each and every question my husband and I had as first time home-buyers. He ensured we understood each and every item to the depth that we wanted to (which was in Great detail!) and was extremely response throughout the whole […]
{Excellent Service, VERY satisfied. Ian B.
{The level of service that I received from Bill and Amie was excellent. Olivia E.
{Danny DeGroat, who was awesome! It was quite the opposite of that. Danny was always a phone call, text, or email away. Not to mention, he was very personable and easy to get along with. We highly recommend you choose Integrity for your mortgage lender, as we can’t imagine having a smoother, easier, and friendly […]
{I would highly suggest Integrity Home Mortgage for anyone looking to buy a new home. Darren and his whole team were extremely knowledgeable and patient throughout my process. I asked a million questions, sent so many emails/calls, and Darren, Emily, and Lynn always got back to me within a few hours to help answer all […]
{Dave was incredibly involved in the process from day one, was super responsive to inquiries and always had our back. Sean S.
{Now that we’re finally moved into our new home, we wanted to send you a special thank you message! The customer service you provided to us was EXCEPTIONAL!!!!!!!! When you sensed an increase in our anxiety about moving, you provided words of comfort, good humor, and reassurance that you were with us every step of […]
{Bill and Amie were a pleasure to work with and always prompt in providing information and addressing any questions. Eugene B.
{Ron recently helped us with the mortgage process on our new home. He was extremely prompt, professionalism, and knowledgeable as he guided us through the process – even responding while on vacation and checking rates for us every single day! We are so appreciative of his support and excitement alongside us. Thanks Ron! Katelyn G.
{It was such a pleasure to meet and work with Team Ross. Great people and great at what they do! Sara A.
{Loved working with Julie at Integrity home mortgage! Extremely knowledgeable and helpful throughout the entire process of purchasing our home. She always knew the right direction to point us and provided us with multiple options to suit our needs. Highly recommend! Jen K.
{Highly recommended Julie! She is extremely knowledgeable and easy to work with! She was always quick to respond to any questions we had. She helped navigate us through the process and we will always use her for any future home purchase! Jane B.
{Julie was super helpful and knowledgeable! Would definitely recommend! Robyn S.
{My overall experience with Bill was amazing. He goes above and beyond to do anything for his clients to close on their home. For that I am grateful my husband and I got to work with him. Chelesy S.
{My role as cosigner was not as involved, however, the process was very smooth and easy to complete. Christina B.
{I am very satisfied, with my experience with Bill. Erin W.
{Very thankful for Ross, and his team throughout my loan process to purchase my new home. They were all very nice, and walked me through the process. Stefany M.
{I have heard plenty of times about how daunting buying a house can be, but our experience was the complete opposite! Very smooth and easy going, I’m sure it has everything to do with Bill and his team! Rebecca D.
{We very much enjoyed working with Bill. He was always very responsive to our questions and took the time to guide us through each step of the loan process. Brian P.
{The experience working with Bill was smooth and easy! Katrina F.
{I was very satisfied with my experience working with Bill Megan F.
{We absolutely LOVED working with Dave! He treated us like members of his family and took care of us every step of the way! Courtney C.
{It was a easy going experience any questions I had, Bill had the answer and made the purchase of our first home as easy as possible. Dustin M.
{Bill was excellent! Extremely knowledgeable, readily available for my questions and extremely supportive throughout the entire process. I will highly recommend Bill’s services to my daughter and I will return to refinance. Thank You again. Patricia P.
{This is my second time working with William and his team, and I am impressed yet again. The attention to detail and preparation on what’s to come and knowledge across the board from years of experience show in the care you get during your home buying process. William will get you what you need and […]
{I’ve used Ross several times with my mortgages and for refinancing. He’s very knowledgeable and easy to work with. ~Mike S.
{Dave was wonderful throughout the process of getting us approved for our mortgage. He was very communicative, and kept me informed throughout the process. Our situation was very unique and complicated, and we really lost hope that we would be able to secure our mortgage approval. However, Dave worked tirelessly to make it happen—and we […]
{Bill was very knowledgeable and very professional. Answered my questions and kept me aware of figures and facts at all times. George F.
{Bill made the process very easy and I can’t stress enough the valuable help Bill provided to us.” Judith M.
{Ours was an odd situation that required a lot of hand holding to get it through the loan process. You & your team were the absolute best! Never once were we made to feel uncomfortable, an inconvenience or a problem in any way. The entire staff was professional, positive and supportive in every aspect of […]
{My husband and I have had the wonderful pleasure of working with you and your team for years. We were able to buy our first home that we lived in for 16 years. We worked together for a year to get there. You were there every step of the way and always with answers to […]
{Was an amazing experience with smooth transaction! Honest and caring team, will use again! Travis J.
{I can’t say enough good things about Byron and his team (Nathan and Shawn). By far they are the most knowledgeable in the area. I went through FIVE lenders and when we got to a certain point in the process, there were issues. Byron and his team understand the complexities of various tax returns including […]
{We had to switch horses in the middle of the stream in order to make this transaction happen. Much to our relief, Bill and his Team made it happen without any strain whatsoever. Patrick H.
{The whole process was made very easy and every step of the way went smooth. I always felt like I was in great hands and everything was explained well! I am very happy with the people I was able to meet and work with through the home buying process. We love our new home! Charles […]
{Easiest mortgage process I have ever been through. Elliot M.
{Bill provided an excellent level of service. Jeffrey W.
{If we could give William and his team 10 stars +, we would. We’re not new homeowners and understand that the process with home buying can be time consuming, well at least that’s what we thought. We’ve never experienced a lender and mortgage professional with a process that was extremely seamless. William allowed us to […]
{Bill and his team made the whole process easy to walk through and provided encouragement and help all the way. They were prompt in addressing concerns/questions and made us feel valued throughout. Barbara H.
{Bill and his team provided excellent service and I was very satisfied with the overall experience. Aditya M.
{We are so grateful and excited to start next chapter in our lives in our very first home. This would not have been possible without the help from Bill. We set out to buy our first home within a narrow time frame and we achieved that because Bill answered emails and all our questions expeditiously. […]
{Bill has been very responsive when I had tons of questions and provided necessary support throughout the process. Gnoemiwoe A.
{Bill was wonderful to work with! He is very knowledgeable and made sure that we got the loan that suited our needs best. He explained each document in ways that were easy to understand which made us feel at ease with the whole process. We would recommend him to anyone! Martin B.
{Bill was absolutely amazing. He went above and beyond every single step of the way. Thanks for helping my dream come true! Mary B.
{Bill and his staff were quick to answer any and all questions that I had. This allowed for a quick and timely settlement! Travis S.
{Bill and his team made the home buying experience easy and stress free. They were with us every step of the way. ~Rachel H.
{Bill did an excellent job with all the information needed to obtain our loan. ~Dorothy M.
{“It was an enjoyable experience working with Bill!” John B.
{“Being first-time homebuyers, Bill McHugh went above and beyond our expectations. He was attentive to details and so quick to respond no matter when we reached out! Bill made our whole process easy!” Sarah T.
{“Bill and team were so helpful and made the process of buying my first home so easy!” Christine F.
{“We were very satisfied with our overall experience. The process was made to be so very simple and easy to follow. IF we had any questions, they were answered right away. Highly recommend!” Alexhandra H.
{“I can’t thank Bill enough for everything. I enjoyed working with Bill and especially appreciate his support and quick responses…great communication! Bill was so helpful as I went through this tough process.” Susan C.
{“It was a great experience working with Bill!” Benson Y.
{Quintez was great. I felt a sense of relief knowing that I was taken care of, and any questions or concerns were answered. It was a very pleasant experience, and I couldn’t be happier. Christine Z
{Fantastic experience with Byron and Shawn – 5/5 stars! The process was smooth, communication was clear, and they answered our questions every step of the way. Professional and personable! Highly recommend! Emily S.
{I received excellent service working with Bill. Jonathan S.
{Bill was very helpful and was quick with his responses to my questions. Joey H.
{I really appreciated everything Bill and team have done to make things go smoothly!! Sabrina C.
{Bill and team were awesome in my process. They all were patient, kind and willing to help. Bridget E.
{I was very satisfied with my experience working with Bill! Robert A.

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New Year! How about a new Home!

New Year! How about a new Home!

New Year, New Home: Exploring First-Time Homebuyer Programs As the New Year approaches, many of us look forward to fresh starts and new opportunities. For some, this means embarking on the exciting journey of buying a home for the first time. Fortunately, there are...

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Expected Mortgage Rate Trend 2025

Expected Mortgage Rate Trend 2025

As we look towards 2025, predicting mortgage rate trends involves analyzing various economic indicators, monetary policies, and market conditions. While it's impossible to forecast with absolute certainty, several factors can provide insights into potential trends....

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BEWARE OF WIRE FRAUD!

BEWARE OF WIRE FRAUD!

WIRE FRAUD IS REAL PROTECT YOURSELF!Integrity Home Mortgage Corporation wants to notify you that we as the lender, we will not have any involvement or knowledge of where to send your wire transfers.  That information is strictly between you and your title company...

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