Get pre-approved so you can be ready when you see it!

Do you know the difference between being pre-qualified vs. pre-approved? Both are good, but one has more heft than the other.

A pre-qualification means that the mortgage lender has reviewed the financial information you have provided and believes you will qualify for a loan. Pre-approval is the second step in the loan process, which is a conditional commitment to loan you the money for a mortgage. Verified consumer data!

So, do you need a Pre-Approval Letter to Buy a House? Not always, but it may help convince sellers and their agents that you are a serious buyer who will most likely be able to obtain a mortgage without any trouble.

Let’s get you started with the mortgage process today!