by rmartin | Aug 22, 2024 | Uncategorized
Working with a local mortgage lender can offer a variety of advantages that may not be as readily available through larger national lenders. Here are some advantages to consider: Personalized Service Local mortgage lenders are often more focused on building...
by rmartin | Jul 11, 2024 | Uncategorized
Are you looking for a way to tap into the value of your home and access extra funds? A cash-out refinance might be the solution you need. This mortgage refinancing option allows you to convert your home’s equity into cash. Essentially, you take out a new mortgage that...
by rmartin | Jun 21, 2024 | Uncategorized
The terms pre-qualification and pre-approval are often used in the context of obtaining a mortgage, but they refer to different stages of the home-buying process. Understanding the distinction between the two can help you better navigate your journey to purchasing a...
by rmartin | Jun 12, 2024 | Uncategorized
Summer is the perfect time to tackle home maintenance tasks, especially in honor of Homebuyers Month. As the days grow longer and the weather warms up, homeowners have a great opportunity to ensure their properties are in top shape. Keeping up with regular maintenance...
by rmartin | Apr 25, 2024 | Uncategorized
Protect Yourself. Protect Your Identity. WHAT HAPPENS AFTER YOUR MORTGAGE ORIGINATOR PULLS YOUR CREDIT REPORT? Your mortgage originator pulls your credit report from the credit bureaus to obtain your credit score and process your loan application. The credit bureaus...
by IntegR1ty-H0me | Sep 27, 2022 | Uncategorized
Did you know USDA loans offer 100% Financing? Two important Program Highlights to note with USDA Loans: The property must be in a Rural Development Eligible Area (ask your lender to verify). Income limits DO apply. Generally, you can’t make more than 115% of the...
