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David E. Couk Jr.

Mortgage Loan Originator
NMLS ID# 399299

A Little Bit About David

I have been in the financial services industry since 1986 and served as a financial advisor for twenty-six years prior to becoming a licensed mortgage loan originator. I offer a vast selection of mortgage products designed to provide my borrowers with affordable residential mortgage loans. My background offers keen insight into how mortgage financing fits within an overall financial plan.

My mission is to strive for the most judicious use of mortgage financing for each client, combined with unparalleled access and service; ultimately creating a seamless and stress-free experience.

Integrity Home Mortgage has one of the fastest turn times in our market, and our “in-house” team works tirelessly to deliver on time closings that meet or exceed expectations. My secret to delivering top-notch service is old fashioned: I answer my phone, I make house calls, and I build relationships.

Take the first step towards home ownership!

Homebuyers Guide
About Dave Couk
{Extremely capable and supportive, the team helped me through the whole process with ease and a personal touch. I can’t thank them enough!
Julie M.
About David E. Couk Jr.
{Dave was amazing, and the experience with IHMC was the best. As first time home buyers, this was all very new to us and we were not educated on the process when we reached out to Dave. He took the time to walk us through every detail of the process and explain why things work they way they do and even helped give us tips to boost our credit so we got better rates and it worked!! Dave was always there to answer our questions and was more than willing to jump on a zoom call to talk through anything at any hour of day. Couldn’t recommend Dave and his team more! 10/10 service and now we’re in our very first home!! Couldn’t have done it without Dave!
- L. Dixson -
About David E. Couk Jr.
{I cannot recommend Dave highly enough. Throughout the process, he was communicative, compassionate, and thorough. I always felt like I was in the most capable hands and that he sincerely cared about the outcome for me. Dave is knowledgeable and forthcoming with information—I trust him without question. I would never consider working with anyone else.
- S. Randlett -
About David E. Couk Jr.
{David did an excellent job for me. He is at the top of his game and one of the best in the industry. I have been a realtor for many years and he has helped complete smooth transactions for clients, family, and friends. When I decided to refinance there was no doubt who I was going to choose. Dave provided exceptional service from day one and all the way through closing. The entire Integrity team is a pleasure to work with.
- J. Maley -

Meet My team

Ernesto Lamas

Ernesto Lamas

Loan Officer Assistant

540.812.4730 Office
540.317.5973 Fax
elamas@ihmcloans.com

Culpeper Virginia

Branch NMLS ID# 1210472

700 Southridge Parkway, Ste 315
Culpeper, VA 22701

LICENSING

Virginia Lic# MLO-12353

Integrity Home Mortgage Corporation

877.450.0222

122 Pilot Circle, Winchester, VA 22602

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