David E. Couk, Jr

Mortgage Loan Originator
NMLS ID# 399299

A Little Bit About David

I have been in the financial services industry since 1986, and through Integrity Home Mortgage, currently offer enhanced mortgage services that provide my borrowers with an array of affordable mortgage loans. With over 27 years of previous experience as a licensed financial adviser, I understand the importance of how mortgage financing fits into an overall financial plan.

My mission is to strive for the judicious use of the most effective loan program for each client, combined with outstanding service, to create a seamless and stress-free experience for every borrower.

Integrity Home Mortgage Corp. has 20+ different funding sources and enjoys one of the fastest turn times in our market. My team and I work tirelessly to deliver on-time closings that meet or exceed expectations. My secret to delivering great service is old-fashioned: I answer my phone, I meet my clients at their home, office, or wherever is convenient for them; and I focus on building strong relationships.
As a former college athlete, I apply discipline and a competitive spirit for my clients each and every day.

I am proud to be a Mortgage Loan Originator with Integrity Home Mortgage Corp., and I look forward to helping you with your home financing needs.

Take the first step towards home ownership!

Homebuyers Guide
About Dave Couk
{Extremely capable and supportive, the team helped me through the whole process with ease and a personal touch. I can’t thank them enough!
Julie M.
About David E. Couk Jr.
{Dave was amazing, and the experience with IHMC was the best. As first time home buyers, this was all very new to us and we were not educated on the process when we reached out to Dave. He took the time to walk us through every detail of the process and explain why things work they way they do and even helped give us tips to boost our credit so we got better rates and it worked!! Dave was always there to answer our questions and was more than willing to jump on a zoom call to talk through anything at any hour of day. Couldn’t recommend Dave and his team more! 10/10 service and now we’re in our very first home!! Couldn’t have done it without Dave!
- L. Dixson -
About David E. Couk Jr.
{I cannot recommend Dave highly enough. Throughout the process, he was communicative, compassionate, and thorough. I always felt like I was in the most capable hands and that he sincerely cared about the outcome for me. Dave is knowledgeable and forthcoming with information—I trust him without question. I would never consider working with anyone else.
- S. Randlett -
About David E. Couk Jr.
{David did an excellent job for me. He is at the top of his game and one of the best in the industry. I have been a realtor for many years and he has helped complete smooth transactions for clients, family, and friends. When I decided to refinance there was no doubt who I was going to choose. Dave provided exceptional service from day one and all the way through closing. The entire Integrity team is a pleasure to work with.
- J. Maley -
About Dave Couk
{Dave was wonderful throughout the process of getting us approved for our mortgage. He was very communicative, and kept me informed throughout the process. Our situation was very unique and complicated, and we really lost hope that we would be able to secure our mortgage approval. However, Dave worked tirelessly to make it happen---and we could not be happier with the results!
Ashleigh from Linden

Meet My team

Ernesto Lamas

Ernesto Lamas

Licensed Loan Officer Assistant NMLS ID#2138070

540.812.4730 Office
540.317.5973 Fax

Culpeper Virginia

Branch NMLS ID# 1210472

700 Southridge Parkway, Ste 315
Culpeper, VA 22701


Virginia Lic# MLO-12353VA

Integrity Home Mortgage Corporation


122 Pilot Circle, Winchester, VA 22602

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