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Do you know the difference between being pre-qualified vs. pre-approved? Both are good, but one has more heft than the other.

A pre-qualification means that the mortgage lender has reviewed the financial information you have provided and believes you will qualify for a loan. Pre-approval is the second step in the loan process, which is a conditional commitment to loan you the money for a mortgage. Verified consumer data!

So, do you need a Pre-Approval Letter to Buy a House? Not always, but it may help convince sellers and their agents that you are a serious buyer who will most likely be able to obtain a mortgage without any trouble.

Let’s get you started with the mortgage process today!

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Integrity Home Mortgage Corporation

877.450.0222

122 Pilot Circle, Winchester, VA 22602

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