Jeff Austin

Branch Manager & Mortgage Loan Originator
NMLS ID# 476340

A Little Bit About jeff

Moral Foundation:

My success as your mortgage originator is about trust, honesty and integrity. I’ve built my career on these principles because it’s the right thing to do and it’s how I would want to be treated. 

Personal Foundation:

As a Frederick County Native, I have watched this area grow and become the community that it is now. I am always eager to welcome new residents!  I love the outdoors and enjoy biking, fishing and golfing in my free time. After completing my first triathlon in 2011, I biked the C&O Canal & Allegheny passage travelling over 250 miles in 5 days. Since then, I have worked to push my limits and achieve more personal goals! 

Career Foundation:

I began my career in the mortgage industry in 1992, working for NVR title.  In 1998, I became a licensed loan originator and eventually found my way home, here at Integrity Home Mortgage Corporation.  I strongly believe that by having the experience of working on both sides of a mortgage transaction allows me to explain all the details of your loan process. I strive to develop long-term relationships, as your lender for life. I appreciate you getting to know me, and look forward to working with you to fulfill your home financing needs.

Take the first step towards home ownership!

Homebuyers Guide
About Jeff Austin
{I like to be kept updated on things. I asked if they could do that. They did very well keeping me posted on the process. To me, thats all that counted. Thanks again all for your help. The house is great.
James K.
About Jeff Austin
{If you are looking for best mortgage team in MD then look no further because Jeff & Joy are the best! They spent 8 months working hard during this crazy market to get us into the perfect home. Their team explains the process very thoroughly, and was available always to answer any questions we had, which were a lot. I can firmly say without their expertise we would have not bought a home in this sellers market. It is a testament to their work effort when other realtors would tell us that they love working with Jeff & Joy. Would highly recommend Jeff & Joy for first time homebuyers and homeowners looking to upgrade!
Kyle W. (Google)
About Jeff Austin
{I was referred to Jeff through my sister who is a real estate agent in Frederick. We moved to Martinsburg, WV and the entire process with Jeff and his assistant, Joy, was a pleasure. They were both very helpful and quick to answer any questions I had. I also appreciated the informational videos they sent throughout different steps in the loan process to let me know what to expect. I highly recommend them!
Jonathan C. (Google)
About Jeff Austin
{Jeff and his assistant, Joy were so helpful in getting our home refinanced! They gave us a GREAT rate and made the process super easy. They were also really responsive and quick to answer any questions I had. I would highly recommend them!
Anna L. (Google)

Meet the Team

Joy Julian

Joy Julian

Loan Officer Assistant

Frederick Maryland

Branch NMLS ID# 844634

5300 Westview Drive, Suite 408
Frederick, MD 21703


Delaware Lic# 476340
Florida Lic# MLB14561
Maryland Lic# 476340
North Carolina Lic# I-201965
South Carolina MLO-476340
Pennsylvania Lic# 37907
Virginia Lic# MLO-10385VA
West Virginia Lic# LO-31597

Integrity Home Mortgage Corporation


122 Pilot Circle, Winchester, VA 22602

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