Rick Zittle

A Little Bit About Rick

With over two decades of experience in the mortgage industry, I’ve built my career on a foundation of trust, clear communication, and personalized service. As a dedicated mortgage loan officer, I’ve had the privilege of helping countless individuals and families secure financing that fits their unique needs and goals. Whether you’re buying your first home, refinancing, or purchasing your dream property, I’m here to provide expert guidance every step of the way.

I specialize in working with first-time homebuyers and take great pride in helping them understand the mortgage process—from pre-approval to closing. My approach is hands-on and educational. I believe that informed clients make the best decisions, and I make it my mission to ensure you feel supported and confident throughout the journey. From explaining loan options to navigating paperwork, I’m here to simplify what can often feel like a complex process.

Over the years, I’ve developed strong relationships with real estate professionals, attorneys, and financial advisors throughout Eastern Panhandle and beyond. I’m actively involved with the Berkeley County Board of Realtors and the local Rotary Club, where I enjoy contributing to our community and staying current on industry trends and local housing market developments.

On a personal note, I am happily married to my wife, Sheryl, and we’re proud parents to our son Jake and daughter Katie. Our home is full of energy, thanks to our four beloved dogs—Cecil, Lucy, Odie, and Ollie. When I’m not helping clients or attending community events, you can find me on the golf course, maybe weight-training at the gym, or cheering on the Dallas Cowboys and Baltimore Orioles.

Buying a home is one of the most significant financial decisions you’ll make, and having the right loan officer in your corner can make all the difference. I’d be honored to help you navigate the process with confidence, clarity, and care.