by IntegR1ty-H0me | Sep 27, 2022 | Uncategorized
Whether you’re a first-time buyer who needs a little extra help or an empty nester settling into a new chapter of life, local lenders are a wise choice. But, why you ask? We can think of a few reasons. Realtor Relationships · Local lenders (like us)! invest a lot of...
by IntegR1ty-H0me | Sep 27, 2022 | Uncategorized
Is your credit the only thing stopping you from homeownership? You may be closer than you think to owning a home of your very own. Understanding your credit is a crucial step in purchasing a home. Your score is obtained by analyzing your history using key contributors...
by IntegR1ty-H0me | Sep 27, 2022 | Uncategorized
Our goal is to make your transaction as smooth as possible for you and to make sure you close in a timely fashion. Do you know what documents you need to gather at the time of application? Come prepared with the basics! Photo ID – must be government issued (typically...
by IntegR1ty-H0me | Sep 27, 2022 | Uncategorized
Self-employed? Having trouble finding a loan option to best fit your needs? You might need a bank statement loan! Bank Statement Loans are a great option for eligible self-employed homebuyers to purchase or refinance a home. This product allows personal or business...
by IntegR1ty-H0me | Sep 27, 2022 | Uncategorized
Do you know the difference between being pre-qualified vs. pre-approved? Both are good, but one has more heft than the other. A pre-qualification means that the mortgage lender has reviewed the financial information you have provided and believes you will qualify for...
